With some leasing companies you can lease both privately and business without a BKR check and without BKR registration. This is the case with Dealerleasing, for example. But how does this work and why does it work this way? We explain it on this page.
With shortlease, you as a customer opt for a flexible mobility solution where you are completely unburdened. You can conclude a shortlease contract with Dealerleasing for a maximum of 24 months, whereby you can usually drive the car within 24 hours of signing the contract. After the agreed term, the contract can be cancelled monthly.
With a short lease almost all costs are included. This means that maintenance costs, repairs, roadside assistance, motor vehicle tax and replacement transport are included. Only the costs for fuel and possible fines are not included in the price.
With most leasing companies, you enter into a regular lease agreement for a longer period. As a result, in many cases you cannot take out new credit. However, this is not the case with a short-lease contract. A short-lease contract is for a shorter period, which means there are fewer financial risks involved. As a result, Dealerleasing does not perform a BKR check if you want to (short-)lease a car.
Experience shows that in 80% of the cases you can contact us leasing with a negative BKR registration. At Dealerleasing we assess your situation ourselves and do not have this done by an external agency or credit provider. We assume that you can properly assess your financial situation yourself.
Many leasing companies register a lease contract with the BKR. This includes all private lease providers that are affiliated with the Private Lease Quality Mark. These companies always perform a BKR check and always register you with the BKR as soon as you lease a car. A lease contract is seen as a long-term payment obligation, which means it can be registered as a loan with the BKR. If you are registered with the BKR, this may result in you being able to take out less new credit. BAt Dealerleasing you can opt for (private) short-term leasing, where you is not registered at the BKR. This is because there are fewer risks associated with short-term leasing.
With most leasing companies you enter into a lease agreement for a longer period. Short lease differs in this, as it is a short-term agreement. In addition, short lease offers the flexibility to cancel the contract monthly after the agreed term. This makes it possible to terminate the contract as soon as your situation changes or as soon as you no longer want to use the lease car.
The BKR keeps a register of all loans above €250 for private individuals and above €1000 for business, which have a term of more than one month. The BKR also records whether the loan is paid on time. Companies can then access this information when someone wants to apply for credit. Based on this data, companies can assess whether a person is taking on too onerous a financial obligation and is therefore eligible for credit. If you fall behind on payments or are involved in debt mediation, this will result in a negative BKR registration. For example, a negative registration can cause problems when concluding a (long-term) lease contract or when applying for a mortgage.
Discover the possibilities at Dealerleasing.
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Short lease without BKR